The reason for the average review is the inside of the binder seems to me is assembled upside down. I spoke to someone at customer service and was told this was the design. OK, just seems wrong to me.
RESPONSE FROM MILITARY LUGGAGE COMPANY: We encourage everyone to view the pictures we have on our site of the binder and see for themselves that the binder is not designed upside down. If the customer has pictures that are different from our website, we encourage him to email us those pics so we can make the situation right.